Current Rates
Credit Card Act of 2009
NEW! Online Loan Application Process
Inorder to provide a simple, safe and secure way to apply for a loan online, CP Federal Credit Union has a NEW! online loan application process.
 to apply for a loan.
Compare & Start Smart!
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Regular Payday Lenders
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Receive a conventional payday loan
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Charge an average fee of $20 to $30 per $100 borrowed
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Loan is due on next payday (2 weeks)
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Must go into a store location to borrow and payback loan
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Requires time to commute & process loan
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Apply in public, not in private
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You are just a customer
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Smarty Pay
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Receive a low-cost, payday loan alternative
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Charged a small, affordable fee of $12 for every $100 borrowed
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Loan is due on your next payday the following month (30 days)
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Private, secure, online application process; money deposited to and withdrawn from your CP Federal account
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Apply easily online, not in a line
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You are a member, and owner, of CP Federal Credit Union
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As a member, you receive access to an array of products that suit your needs including fewer fees, competitive rates and more
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Hassle Free Auto Loans at our paticipating dealers!
CP Federal Credit Union has streamlined the car buying experience into just one visit to your dealer. Now, with our hassle-free Indirect Lending program you can get financed from CPFCU and drive away by just visiting one of the participating dealerships below. Not a member? Don't worry, you can join the credit union at the dealership and then complete your auto purchase. It's that simple.
Indirect Lending now available at . . .
DrivingSense Calculator
Find an auto loan that meets your needs with the CarBuilder Program!
Secured Loans
These types of loans are issued when you use the item as collateral to secure the loan.
- Mortgages & Home Equity Loans
- New & Used Cars, Trucks, Vans and SUVs
- Recreational Vehicles
- Motor Homes & Trailers
- Boats & Motors
- Snowmobiles & Motorcycles
- Share Secured
Unsecured Revolving Loans
This is an open-end plan with credit limits up to $15,000. Use it for any reason and for any amount up to your credit limit. As you pay back your loan, that amount again becomes available to you.
- Visa Platinum, Visa Classic & Visa Gold Credit Cards
- Student Visa Credit Cards
- Personal Revolving Loans
Curious about your credit?
Purchase your 3-in-1 Online Credit Profile from Trans Union today! Click here to link to www.transunion.com where your credit profile can be compiled online from all 3 national agencies in just seconds!
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