VISA Cards


New! OPT IN Information regarding Visa over-the-credit limit coverage

To OPT IN for Visa Over-the-limit coverage, you must copy and paste this phrase:
"I want over-the-limit coverage. I understand that if I go over my credit limit, I will be charged a fee of $25.  I have the right to cancel this coverage at any time.  My name is (insert name) and my account number is (insert account #)"and place in the body of the email then email: rm@cpfederal.com to submit your email request to Risk Management to OPT IN for Visa Over-the-limit coverage.

Credit Card Act of 2009
CLICK HERE for FAQ

View your VISA statement and make payments through
HOME BRANCHING!

      to set up your Home Branching Account.

VISA Gift Cards Available All Year Long!
 
The perfect gift for anyone!  Use anywhere VISA credit cards are accepted. Great for Christmas, Birthdays or anytime!  We have cards available at all branch locations and they can be easily loaded with amounts from $25 up to $1,000 with a small activation fee for each card.

Access your VISA Gift Cardholders account and check your balance HERE.
 
Register and Protect your VISA card online!

Protect your card from unauthorized on-line purchases at participating merchant web sites. It's simple to set up and free of charge!
 
 
New VISA rates effective February 22, 2010
 
Platinum: 6.25% APR
Gold: 9.50% APR
Classic: 12.00% APR
Student: 12.00% APR
NEW! Business: 7.25% APR
 
VISA Platinum Preferred
Disclosure
  • Variable Rate: Prime plus 3.00% Annual Percentage Rate (APR) 
  • Rate adjusted annually
  • NO annual card fee
  • $5,000 minimum limit required
  • Travel Accident Insurance $1,000,000
  • Concierge Services
  • ScoreCard Program for travel, gifts & more
VISA Gold
Disclosure
  • 9.50% APR
  • NO annual card fee
  • 25 day grace period on purchases 
  • Low monthly payments
  • ATM access worldwide
  • Credit Limits starting at $3,000
VISA Classic
Disclosure
  • 12.00% APR
  • $10.00 annual card fee (waived for Golden Power Club Members)
  • 25 day grace period on purchases 
  • Low monthly payments
  • ATM access worldwide
  • Credit limits up to $10,000

NEW! Business VISA
Disclosure

  • Variable Rate: Prime plus 4.00% Annual Percentage Rate (APR) 
  • NO annual card fee
  • 25 day grace period on purchases
  • Low monthly payments

Student VISA
Disclosure

Attention Members

Automatic payments will be processed on the 9th of the month.

The Daily Periodic Rate (DPR) is computed by dividing the Annual Percentage Rate by the number of periods in a year, which is 366.

To check your Scorecard Rewards Points, please visit www.scorecardrewards.com, or
call (800) 854-0790.

Annual Percentage Rate: refers to the measure of the cost of credit, expressed as a yearly rate. It is determined by multiplying (1) the periodic rate that can be used to compute the finance charge, times (2) the number of periods in the year. 

            
 If your Visa card has been lost or stolen please call
(800) 237-6211 immediately. 
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