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Savings Accounts for Your Future.
 Education Savings Club
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Regular shares account required
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Age 0-19
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Parent/Guardian signature required if under 18
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Earn 1.00%APY over the current regular share rate
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When money is withdrawn, account will be closed automatically
Account Closure at Maturity:
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When account is closed and the disbursement check is made payable to your college you receive an additional 5% of the amount sent to your college up to $200.
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Any withdrawal prior to student turning 18 years of age requires parent/guardian name on check
Note: If account is closed and the check is made payable to an entity other than an educational institution and early withdrawal penalty is applied.
 First Auto Savings Club
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Regular shares account required
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Age 0-19
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Parent/Guardian signature required if under 18
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Earn 1.00%APY over the current share rate
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When money is withdrawn, account will be closed automatically
Account Closure upon Auto Purchase:
- When account is closed and the disbursement check is made payable to an auto dealer or verified individual-seller you receive an additional 0.25% APR off the effective interest rate in place at the time of the disbursement of your loan. (Can be in addition to any other applicable discounts.)
- Any withdrawal prior to student turning 18 years of age requires parent/guardian signature on check
Note: If account is closed and the check is made payable to an entity other than an automobile dealer or verified individual-seller an early withdrawal penalty is applied.
 First Home Savings Club
- Regular shares account required
- Age 0 and up with maturity as early as 18 years of age
- Earn 1.00%APY over the current share rate
- When money is withdrawn, account will be closed automatically
Account closure upon home purchase:
- When account is closed and the disbursement check is made payable to the Title Company you receive a credit of $200.00 toward the closing costs of your CPFCU mortgage
Note: If account is closed and the check is made payable to an entity other than a title company an early withdrawal penalty is applied.
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