| RETURNED ITEM |
|
| Items deposited or cashed and returned for any reason |
$20.00 |
| Returned mail (per item) |
$3.00 |
| SHARE DRAFT/CHECKING/ACH |
|
| Freedom Checking |
Free |
| Benefits Plus Checking |
$5.00/month |
| GPC Benefits Plus Checking |
$2.00/month |
| Independence Checking |
Free |
| Business Checking Account |
$5.00/month |
| Copy of draft/check or deposit per item |
$4.00 |
| Rush Copy of draft/check per item |
$6.00 |
| Overdraft/non-sufficient funds (NSF) |
$25.00 |
| Stop payment for check |
$25.00 |
| Stop payment for ACH |
$25.00 |
| Overdraft transfer from another share |
$3.00 |
| Fee to re-open checking account |
$25.00 |
| VISA CREDIT CARD |
|
| Classic card annual fee |
$10.00 |
| Gold card annual fee |
Free |
| Platinum card annual fee |
Free |
| Student card annual fee |
Free |
| Replacement card |
$3.00 |
| Copy of receipt |
$7.00 |
| Late Payment |
$25.00 |
| Courtesy Check stop pay |
$10.00 |
| Returned courtesy check |
$20.00 |
| Returned payment |
$20.00 |
| Rush order of card |
$35.00 |
| Over the Limit Fee |
$25.00 |
| Rush raised credit limit |
$5.00 |
| Visa card statement (additional copy) |
$5.00/month |
|
WESTERN UNION (within United States) Rates are set by Western Union and are subject to change. Effective 12/29/04 |
|
| $50.00 or less |
$15.50 |
| $50.01-$200.00 |
$17.50 |
| $200.01-$500.00 |
$27.50 |
| $500.01-$1000.00 |
$31.50 |
| $1001.00-$2500.00 |
$40.50 |
| $2501.00-$5000.00 |
$45.50 |
| $5001.00-$7500.00 |
$48.50 |
| $7500.01-$10000.00 |
$52.50 |
| WESTERN UNION (Outbound Transfers) |
|
| $0.00-$50.00 |
$15.00 |
| $500.01-$1000.00 |
$20.00 |
| $1001.00-$2000.00 |
$25.00 |
| $2001.00-$5000.00 |
$30.00 |
| $5001.00-$10000.00 |
$40.00 |
| WIRE TRANSFERS |
|
| Wire received by CPFCU |
Free |
|
Wire to a financial institution inside the United States (free to GPC) |
$15.00 |
| Wire to a financial institution outside the United States (free to GPC) |
$30.00 |
| ATM & DEBIT CARD |
|
| First card and PIN Number/Associated Member |
Free |
| Replacement Card and Replacement PIN |
$6.00 |
| Order additional PIN number or card |
$3.00 |
| Overdraft/non-sufficient funds (NSF) |
$25.00 |
| Copy of POS/Debit transaction |
$7.00 |
| Deposits unlimited each month |
Free |
| Unlimited withdrawals, inquiries, Point of Sale (POS) |
Free |
| Rush order card |
$25.00 |
| Rush order PIN |
$25.00 |
| Coming Soon ! BUSINESS PAYROLL SERVICE (Effective June 1st, 2006) |
|
| One time set up fee |
$50.00 |
| Monthly maintenance fee |
$30.00 |
| File Transmission fee |
$10.00 |
| Per item fee (if less than 25 no fee will be charged) |
$0.20/item |
| CHECKS |
|
| Cashiers check |
$2.00 |
| Cashiers check stop payment |
$25.00 |
| Certified check |
$5.00 |
| Money Order |
$1.00 |
| Stop payment for money order |
$25.00 |
| Starter checks per page of 4 (excluding new accounts) |
$1.00 |
| Travelers checks per $100.00 |
$1.00 |
| CHECK/DRAFT CASHING |
|
| Member |
Free |
| Non-member cashing SEG payroll check (per item) |
$10.00 |
| ON-LINE BILL PAYMENT |
|
| Per month |
Free |
| Stop payment for bill pay |
$25.00 |
| COPY OF STATEMENT |
|
| Per month |
$2.00 |
| FOREIGN ITEMS |
|
| Check drawn on foreign bank (US or other currency) |
$5.00 |
| GOLDEN POWER CLUB |
|
| First Year Annual Fee |
Free |
| Subsequent Years Annual Fee |
$2.00/month |
| IRA (Individual Retirement Account) |
|
| Annual Fee |
$10.00 |
| MEMBERSHIP FEE |
|
| One time fee to join |
$1.00 |
| MISCELLANEOUS FEES |
|
| Fax per page (outside normal course of business) |
$1.00 |
| Laminate per item (outside normal course of business) |
$1.00 |
| Photocopy per page (outside normal course of business) |
$0.10 |
| OTHER FEES |
|
| Garnishment Fee |
$30.00 each |
| Closed Account Fee(account closed within 90 days of opening) |
$10.00 |
| Inactive Account Fee |
$5.00 per quarter |
| SAFE DEPOSIT BOXES |
|
| 3x5 Annual Fee |
$15.00 |
| 5x5 Annual Fee |
$20.00 |
| 3x10 Annual Fee |
$25.00 |
| 5x10 Annual Fee |
$40.00 |
| 10x10 Annual Fee |
$75.00 |
| 15x10 Annual Fee |
$100.00 |
| Replacement Key |
$20.00 |
| Re drill Lock Box |
$150.00 |
| NOTARY SERVICE |
|
| Member |
Free |
| Non-member |
$10.00 |
| RECONCILEMENT OF ACCOUNT |
|
| Hourly rate |
$20.00 |
| SERVICE CENTER TRANSACTIONS |
|
| Service Center Transactions-fee applies to each transaction-Unlimited Deposits |
$1.00 |