Fee Schedule

Effective 7/1/09

SHARE DRAFT /CHECKING /ACH

 

Freedom Checking

Free

Benefits Plus Checking

$5.00 / month

GPC Benefits Plus Checking - 1st year free

$2.00 / month

Independence Checking

Free

Business Checking

$5.00 / month

Copy of statement / draft / check or deposit per item

$5.00

Overdraft/non-sufficient funds (NSF)

$30.00

Stop payment on check

$25.00

Stop payment on ACH

$25.00

Overdraft transfer from another share

$5.00

Fee to re-open checking account

$25.00

Returned items - deposited or cashed and returned for any reason

$25.00

Returned mail (per item)

$3.00

 

 

VISA CREDIT CARD

 

Classic card annual fee

$10.00

Gold, Platinum, Student card annual fee

Free

Cash Advance fee - non CPFCU Visa cards or SB only

$30.00

Replacement card

$5.00

Copy of merchant receipt

$7.00

Late payment

$25.00

Over limit fee

$25.00

Courtesy check stop payment

$25.00

Returned Courtesy check

$25.00

Returned payment

$25.00

Rush raised limit

$5.00

Copy of statement

$5.00 per month

 

 

ATM & DEBIT CARD

 

First card & PIN

Free

Replacement card & PIN

$5.00

Copy of POS/Debit transaction

$7.00

Unlimited monthly deposits

Free

Non member surcharge at CPFCU ATMS - non Co-op

$2.00

Card rushed via mail service

Actual shipping costs

 

 

CHECKS

 

Cashiers Check

$5.00

Money Order

$1.00

Stop Payment - Cashiers check or Money Order

$25.00

Starter Checks per page of 4 (Excluding new accounts)

$1.00

Travelers Cheques     per $100.00

$1.50

Travelers Cheques     Gift Cheques - per item

$1.50

Travelers Cheques     Gift Cards - per item

$3.00

Deposit of check drawn on foreign bank (US or foreign currency)

$5.00

WIRE TRANSFERS

 

Wire received by CPFCU

Free

Wire to financial institution within United States (free to GPC)

$20.00

Wire to financial institution outside United States (free to GPC)

$30.00

 

 

WESTERN UNION (within United States)

 

$50.00 or less

$15.50

$50.01 - $200.00

$17.50

$200.01 - $500.00

$27.50

$500.01 - $1,000.00

$31.50

$1,000.01 - $2,500.00

$40.50

$2,500.01 - $5,000.00

$45.50

$5,000.01 - $7,500.00

$48.50

$7,500.01 - $10,000.00

$52.50

WESTERN UNION (Outbound Transfers)

 

$0.00 - $500.00

$15.00

$500.01 - $1,000.00

$20.00

$1,000.01 - $2,000.00

$25.00

$2,000.01 - $5,000.00

$30.00

$5,000.01 - $10,000.00

$40.00

 *Rates set by Western Union and are subject to change.  Effective 6/12/01

 

 

 

SAFE DEPOSIT BOXES

 

3x5 Annual fee

$15.00

5x5 Annual fee

$20.00

3x10 Annual fee

$25.00

5x10 Annual fee

$40.00

10x10 Annual fee

$75.00

15x10 Annual fee

$100.00

Replacement key

$20.00

Re drill lock box

$150.00

 

 

OTHER FEES

 

Individual Retirement Account (IRA) annual fee

$10.00

Membership fee - one time to join

$1.00

Garnishment fee - per item

$30.00

Closed account within first 90 days of opening

$10.00

Inactive fee

$5.00 per quarter

Notary service - non member fee only

$10.00

Reconcilement of Account - hourly fee

$20.00

Service Center transactions - applied to each transaction other than deposits

$1.00

On-line Bill Payment per month

Free

Stop payment for online bill payment - per item

$25.00

*Maintenance or activity fees on an account can reduce the earnings on the account.

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