At CP Federal we are committed to removing any obstacles in the way of home ownership dreams. We are proud to have the lowest closing costs in the area and great low rates to match.
Just as important, we provide truly personal service at an unmatched level. We work closely with you every step of the way. Local decision-making and diligent service ensures fast closings and long-term security.
- Low, competitive rates
- Local decision-making
- In-house servicing—your mortgage stays at CP FCU
- Lowest closing costs in area
- Close within 3-4 weeks
- Wide range of terms and options
- Close, personal service at every step
- Up to 90% financing
- Non-conforming loans available
- New! You are now able to view your existing CP mortgage online
- View Existing CP Mortgage
Great news! You may now view your Real Estate Loan information online and at your convenience. View items like:
- Mortgage history
- Current balance
- Escrow account
- Payment information
- And more!
Click here to view your existing CP Mortgage.
- Construction Loans
CP Federal offers convenient financing for construction loans. One closing prior to the start of construction will handle both the construction phase and the permanent mortgage. "Draws" are given as construction is completed in phases. Interest only accrues on moneys disbursed to date, not the full amount.
- Pay interest only during construction
- Favorable construction period available
- Draw-system: money released as construction progresses
- Checks cut directly to suppliers/contractor for convenience
- Plan designed to save you money
- Rolls into permanent mortgage upon completion
- One-time closing saves money on closing costs
- Available on modular homes