Rewards Debit Card
Talk about turning a basic, everyday tool into something remarkable! Your CP Federal MasterMoney® debit card can earn valuable rewards with every purchase. Plus you gain access to a giant, nationwide network of surcharge-free ATMs.
So while you're saying hello to convenience, say hello to merchandise, travel, and other great rewards. All by saying good-bye to cumbersome paper checks.

- Summary
- Free debit card with worldwide acceptance
- Valuable ScoreCard® reward program
- Earn 1 point for every $2 in signature-based purchases
- Redeem points for merchandise, travel, experiences, and more
- Browse catalog and redeem points online
- Make withdrawals at nearly a million ATMs worldwide
- Includes CO-OP nationwide ATM network
- Over 28,000 surcharge-free ATMs nationwide
- Over 9,000 are deposit-taking ATMs
- Convenient CO-OP ATMs at 5,500 7-Eleven locations
MasterCard SecureCode®
Register your MasterMoney Debit Card. Protect your card from unauthorized online purchases at participating merchant websites. It's simple to set up and free of charge!
- Pen vs. PIN
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Choose "credit" over "debit" when making purchases with your CP Federal debit card. The funds still come out of your account the same way. The funds are deducted directly from your checking account—no service fees, no finance charges.
It's easier because you don't have to remember your PIN number. But more importantly, it's better because you earn ScoreCard Rewards points when you choose "credit" instead of "debit"!
- ATM Locator
It's easy to find the closest surcharge-free ATM no matter where you find yourself.
Online Locator
Search by zip code online to find the address, along with a map, to the nearest ATMs.
Text Message
Use your mobile phone to text your current location (address or zip code or intersection) to 692667 (MYCOOP). You'll receive a text message back that lists the surcharge-free ATMs near you.*
iPhone App
Download the free iPhone® app that displays a map and addresses of the nearest CO-OP ATMs to your location.
GPS Directions
Get turn-by-turn directions to any of CO-OP's surcharge-free ATMs from your GPS device. Simply download the database to your device, and you will never get lost looking for a CO-OP ATM.
*The service is free, but standard text massaging rates apply.





