Visa Credit Cards
The worldwide purchasing power of Visa® is made even better when paired with the hometown local touch of CP Federal Credit Union. Enjoy low rates on premium cards, including a valuable reward program.
We offer four cards to choose from: Platinum, Gold, Classic, and Student. Applying is easy, so don't wait to get the card that gives you more of what you want.
- Summary
Visa Platinum Preferred
- Our lowest interest rate
- Just 3.00% APR above Prime
- No annual fee
- Valuable ScoreCard® reward program
- Earn 1 point for ever $1 in purchases
- Redeem points for merchandise, travel, experiences, and more
- Browse catalog and redeem points online
- $5,000 minimum credit limit
- Travel Accident Insurance of $1,000,000
- Concierge services
- Visa Platinum Preferred Disclosure
Visa Gold
- Lower APR than Classic or Student
- No annual fee
- Credit limits starting at $3,000
- Low monthly payments
- Visa Gold Disclosure
Visa Classic
- Low interest rate
- Low monthly payments
- $10 annual fee (waived for Golden Power Club members)
- Credit limits up to $10,000
- Visa Classic Disclosure
Visa Student
- Low interest rate
- No annual fee
- For members age 15-18
- Co-signer required
- Credit limits from $200 - $1,000
- ATM withdrawals up to $200 daily
- No additional fees for cash advances
- Visa Student Disclosure
Verified by Visa
- Over-the-Limit Coverage
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Charges made on your Visa credit card that exceed your credit limit will be declined, unless you tell us otherwise. You do have the option to request over-the-credit-limit coverage.
If you have over-the-credit limit coverage and you go over your credit limit, we will charge you a fee of $25. You will only pay one fee per billing cycle, even if you go over your limit multiple times in the same cycle.
Download this PDF to request Over-the-Credit-Limit Coverage.
