Visa Credit Cards
The worldwide purchasing power of Visa® is made even better when paired with the hometown local touch of CP Federal Credit Union. Enjoy low rates on premium cards, including a valuable reward program.
We offer three cards to choose from: Platinum, Gold, and Classic. Applying is easy, so don't wait to get the card that gives you more of what you want.
- Summary
Visa Platinum Preferred
- Our lowest interest rate
- Just 3.00% APR above Prime
- No annual fee
- Valuable ScoreCard® reward program
- Earn 1 point for ever $1 in purchases
- Redeem points for merchandise, travel, experiences, and more
- Browse catalog and redeem points online
- $5,000 minimum credit limit
- Travel Accident Insurance of $1,000,000
- Concierge services
- Visa Platinum Preferred Disclosure
Visa Gold
- Lower APR than Classic or Student
- No annual fee
- Credit limits starting at $3,000
- Low monthly payments
- Visa Gold Disclosure
Visa Classic
- Low interest rate
- Low monthly payments
- $10 annual fee (waived for Golden Power Club members)
- Credit limits up to $10,000
- Visa Classic Disclosure
Verified by Visa
- Over-the-Limit Coverage
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Charges made on your Visa credit card that exceed your credit limit will be declined, unless you tell us otherwise. You do have the option to request over-the-credit-limit coverage.
If you have over-the-credit limit coverage and you go over your credit limit, we will charge you a fee of $25. You will only pay one fee per billing cycle, even if you go over your limit multiple times in the same cycle.
Download this PDF to request Over-the-Credit-Limit Coverage.
- Visa Card Image Options
Click here to view your image options for your CP Federal Visa Credit Card!
Have your CP Federal Visa Credit Card printed on location at our Clinton Road Branch and Spring Arbor Branch today!





