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Need a sure cure for a bad case of car envy? Now is the time to get into that new vehicle you've been wanting! Our experienced loan officers have been helping members just like you finance their rush hour dreams, from work trucks to sports cars. With our great loan rates and flexible terms, you'll get behind the wheel in no time. And if you're looking to save money, refinance with CP Federal for a potentially lower rate.

While we encourage you to apply online, safely and easily at the link below, we understand that there are needs for visiting one of our branch locations. Due to COVID-19, we are asking that our members, and potential members, please make an appointment for loan and membership services. You can schedule your appointment, here.

Summer Breeze

Let our low, new or used auto loan rates blow you away - starting as low as 2.49%APR*!

*APR=Annual Percentage Rate. Approval subject to underwriting guidelines. Rate determined by credit experience. Promotion not available for loans currently financed at CP Federal Credit Union. Offer available on used auto loans with terms up to 72 months approved between June 15 and July 31, 2020. Example Payment: $20,000 for 48 months at 2.49% APR will have a monthly payment of $438.19. Does not include life and disability. Does not include GAP insurance. Interest will accrue during 90 day period with your first payment due 90 days after loan closing. Rates and terms subject to change at any time. Some restrictions may apply. Membership eligibility guidelines apply.

View Rates

Auto Loans

Are you currently a member of CP Federal Credit Union?

  • Competitively low rates for new or used vehicles
  • Budget-friendly repayment terms
  • 100% financing available on all purchases
  • Refinance vehicles financed elsewhere to potentially lower your rate
  • Free pre-approvals for extra buying power when negotiating
  • Indirect lending available on-site at a number of local dealerships
  • Local decision-making and processing right here in Mid-Michigan
  • Customized, friendly service from our experienced lending team

For added convenience, get a CP Federal auto loan at the dealership! Indirect lending is available at the following local dealerships:


Art Moehn Chevrolet Honda

Extreme Dodge Chrysler Jeep Ram

Jim Winter Auto Group

Kia of Jackson

Seymour Ford-Lincoln

The Auto Merchants

Jackson Auto

Huff Auto


Kitsmiller RV


Irish Hills Ford


Kia of Lansing

Eaton Rapids

P&K RV Sales

St Johns

Sundance Buick

US 27 Motorsports

Grand Ledge

Sundance Chevy


Jim Knox Chrysler Dodge Jeep Ram

New Hudson

Speed Nation Powersports 


Lloyd Bridges Traveland

Chelsea Chevrolet Buick


Richards Motor Sales RV Center

Cement City

Town and Country Sports Center


Tecumseh Harley Davidson 

Michigan Center

TC Powersports 

Grass Lake

Grass Lake Chevrolet

Borrowers must be of legal age to apply for a loan.