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Free checking that pays! That's Kasasa Cash®, our way of rewarding you for banking with us. Get great returns and ATM withdrawal fee refunds, nationwide*. So even if you find yourself outside of the Great Lakes State, you won't have to pay to access your own cash. Plus, you can link it to your Kasasa Saver® account, so your rewards are deposited automatically to give you more ways to save.

Already a member? If you are a current member and are simply looking to add a checking or savings to your current account, just Contact Us and we can get you set up quickly!

View Rates


  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.50% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free debit card
  • Unlimited check writing
  • $200 minimum deposit to open online

Three Simple Qualifications

Earning your high dividends and ATM fee refunds is so easy ... you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Be enrolled in and agree to receive eStatements

We told you it was easy! If you don't qualify, there's still no monthly service fee and you still earn dividends at the base rate. Plus, you can get back to earning your full rewards the very next Monthly Qualification Cycle.


*APY = Annual Percentage Yield. Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by CP Federal Credit Union as ATM transactions and purchases made with non-CP Federal Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. Rewards vary by account. When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, dividends and ATM fee reimbursements that were credited to the associated Kasasa Cash account are automatically transferred into the linked Kasasa Saver account within one day. When qualifications are not met only the non-qualifying dividends from the Kasasa Cash account are transferred. Dividends and ATM fee reimbursements are credited to the appropriate account on the last day of the statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. The minimum deposit to open an account is $200.00 for Kasasa Cash and $1.00 for Kasasa Saver. Balances above $10,000 receive a dividend rate of 0.35% on the portion of the balance above $10,000 if qualifications are met each monthly qualification cycle. As a result, the APY for balances up to and above $10,000 in Kasasa Cash will range from 2.00% - 0.50% APY if qualifications are met each monthly qualification cycle, depending on the balance in the account. To qualify for Kasasa Cash and Saver each monthly qualification cycle you must have 12 debit card purchases post and clear, have at least one direct deposit/ACH credit and receive e-statements. Enrollment in electronic services such as online banking & electronic statements may be required to meet some of the account's qualifications. Should you fail to meet the qualifiers for six (6) consecutive months, your account may be transferred to a non-interest bearing account. Limit one account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact a CP Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.