KASASA CASH/SAVER DISCLAIMER APRIL 2015: *APY = Annual Percentage Yield. Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by CP Federal Credit Union as ATM transactions and purchases made with non-CP Federal Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. Rewards vary by account. When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, dividends and ATM fee reimbursements that were credited to the associated Kasasa Cash account are automatically transferred into the linked Kasasa Saver account within one day. When qualifications are not met only the non-qualifying dividends from the Kasasa Cash account are transferred. Dividends and ATM fee reimbursements are credited to the appropriate account on the last day of the statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. The minimum deposit to open an account is $200.00 for Kasasa Cash and $1.00 for Kasasa Saver. Balances above $10,000 receive a dividend rate of 0.35% on the portion of the balance above $10,000 if qualifications are met each monthly qualification cycle. As a result, the APY for balances up to and above $10,000 in Kasasa Cash will range from 2.00% - 0.50% APY if qualifications are met each monthly qualification cycle, depending on the balance in the account. To qualify for Kasasa Cash and Saver each monthly qualification cycle you must have 12 debit card purchases post and clear, have at least one direct deposit/ACH credit and receive e-statements. Enrollment in electronic services such as online banking & electronic statements may be required to meet some of the account's qualifications. Should you fail to meet the qualifiers for six (6) consecutive months, your account may be transferred to a non-interest bearing account. Limit one account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact a CP Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Choice Checking: *The monthly service fee for this account is $6.95. This fee may be reduced by doing the following during the monthly qualification cycle: $1.00 reduction in fee for enrolling in and receiving e-statement notice and $0.25 reduction in fee for each posted and settled debit card purchase. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Merchant rewards and identity theft protection available one business day following account opening.
Golden Power Senior Checking: *$2 monthly service fee after first year.